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What is Milestone Gold MasterCard?
The Milestone Gold Mastercard edition is one of the premium cards Milestone offers. It is issued by The Bank of Missouri. Milestone Gold Mastercard is the foundation you need to build trustworthy financing for your family and yourself. The card has so many features which take it to the next level in the world of banking.
Do you know what the good part is? It is accepted throughout the U.S, which means you can use it wherever and whenever.
Benefits of the Gold Mastercard:
Out of so many unique benefits, the Milestone Gold Mastercard offer are
- No security deposits
- Credit Bureau Reporting
- Fraud protection
- No preset spending limit
And whatnot.
Security deposits are no longer required in Milestone Gold MasterCard which brings it among the very few cards that offer similar features. This means that it allows you with bad credit or no credit in the account without putting down any money at all. Although the minimum credit limit is $300 which is again a bonus point to go for. Hence the Milestone Gold MasterCard eliminates the need for security deposits.
Credit Bureau Reporting is another key feature of this Milestone Gold MasterCard as it reports to all three credit bureaus: Experian, TransUnion, and Equifax. The issuer of the Milestone Credit Card, Bank of Missouri, will pull an applicant’s credit score record from this sort of credit score bureau, then later record account statistics to all 3 credit score bureaus month-to-month as committed.
Fraud Protection is the third lifesaver feature of Milestone Gold MasterCard in case of theft or you lose the card. The bank does not hold you accountable if someone else used your card without your permission if you have called the helpline and reported the situation.
No Preset Spending Limit is what we all look for these days. Imagine yourself in a store looking at an amazing dress and you have just made up your mind to buy it but OH NO! you have already exceeded the spending limit for the day. That’s sad right? So here comes the lifesaver Milestone Gold Mastercard with no preset spending limit which means now you can shop without having to worry about spending according to the limit of your card. It has a revolving line of credit from which they deduct an annual fee.
| Milestone Credit Card’s Key APRs & Fees | |
|---|---|
| One-time fees | $0 |
| Monthly fee | 0$ |
| Intro APR | N/A* |
| Ongoing APR | 24.90% |
| Annual fee | $35 – $99* |
| Grace period | 25 days |
| Rewards | N/A |
Standard Benefits
Zero liability protection – Emergency card replacement – Emergency cash advance
| Pros | Cons |
|---|---|
| Prequalify it will not impact your credit score | Annual fee |
| No security deposit needed | |
| Custom card design |
Why choose Milestone Gold MasterCard?
This card is the best choice for people who are always worrying about a low credit balance and for those who want to build or restore their credit history since the transactions are reported to 3 major credit bureaus. It helps its cardholders with their creditworthiness.
This card enables you to the Mastercard ID Theft Protection; it keeps track of your social security number, email accounts, and all Mastercard accounts.
In case you lose the card or it gets stolen need not worry; the customer care representatives are available 24/7 round the clock to assist the users
Our Verdict
Milestoneapply.com final verdict for Milestone Gold Mastercard, which is amazingly beneficial for people who do not want to worry about their credit spending limit running out or for those who want to build up a complete history of their transactions as the transactions are directly reported to the credit bureaus. Also, the best part is the security feature it provides. The card has such a strong identity check and they make sure your privacy does not breach in any situation. Also, their helpline is available all around the clock for its users. Last but not least we would recommend this card totally. Trust our word and go for it.
Milestone Credit Card Comparison
| Milestone® Mastercard® – Less Than Perfect Credit Considered | Credit One Bank® Platinum Visa® for Rebuilding Credit | First PREMIER® Bank Mastercard Credit Card | |
| Annual Fee | $35 – $99* | $75 intro 1st yr, $99 after | $75 – $125 1st yr, $45 – $49 after |
| Rewards Bonus | N/A | N/A | N/A |
| Rewards Rate | N/A | 0 – 1% Cash Back | N/A |
| Purchase Intro APR | N/A | N/A | N/A |
| Transfer Intro APR | N/A | N/A | N/A |
| Regular APR | 24.9% | 23.99% (V) | 36% |
| Editors’ Rating | 3.5 | 3 | 1 |
Miriam Caldwell has been working as a freelance writer about budgeting and personal finance basics since 2005. Caldwell’s work has been published by GOBankingRates, The Balance, and BlissfullyDomestic.com. She teaches writing as an online instructor with Brigham Young University-Idaho and is also a teacher for public school students in Cary, North Carolina.