Milestone Gold MasterCard Review

What is Milestone Gold MasterCard?

The Milestone Gold Mastercard edition is one of the premium cards Milestone offers. It is issued by The Bank of Missouri. Milestone Gold Mastercard is the foundation you need to build trustworthy financing for your family and you. The card has so many features which takes it to the next level in the world of banking.

Do you know what the good part is? It is accepted throughout the U.S, which means you can use it wherever and whenever.

Benefits of the Gold Mastercard:

Out of so many unique benefits the Milestone Gold Mastercard offer are

  • No security deposits
  • Credit Bureau Reporting
  • Fraud protection
  • No preset spending limit

And what not.

Milestone Gold MasterCard

Security deposits are no longer required in Milestone Gold MasterCard which brings it among the very few cards that offer the similar features. This means that it allows you with bad credit or no credit in the account without putting down any money at all. Although the minimum credit limit is $300 which is again a bonus point to go for. Hence the Milestone Gold MasterCard eliminates the need for security deposits.

Credit Bureau Reporting is another key feature of this Milestone Gold MasterCard as it reports to all three credit bureaus: Experian, TransUnion, and Equifax. The issuer of the Milestone Credit Card, Bank of Missouri, will pull an applicant’s credit score record from this sort of credit score bureaus, then later record account statistics to all 3 credit score bureaus month-to-month as committed.

Fraud Protection is the third and lifesaver feature of Milestone Gold MasterCard in case of theft or you lose the card. The bank does not hold you accountable if someone else used your card without your permission if you have called the helpline and reported the situation.

No Preset Spending Limit is what we all look for these days. Imagine yourself in a store looking at an amazing dress and you have just made your mind to buy it but OH NO! you have already exceeded the spending limit for the day. That’s sad right? So here comes the lifesaver Milestone Gold Mastercard with no preset spending limit which means now you can shop without having to worry about spending according to the limit of your card. It has a revolving line of credit from which they deduct an annual fee.

Milestone Credit Card’s Key APRs & Fees
One-time fees$0
Monthly fee0$
Intro APRN/A*
Ongoing APR24.90%
Annual fee$35 – $99*
Grace period25 days
RewardsN/A

Standard Benefits

Zero liability protection – Emergency card replacement – Emergency cash advance

Pros Cons
Prequalify it will not impact your credit scoreAnnual fee
No security deposit needed 
Custom card design 

Why choose Milestone Gold MasterCard?

This card is the best choice for the people who are always worrying about the low credit balance and for those who want to build or restore their credit history since the transactions are reported to 3 major credit bureaus. It helps its cardholders with their creditworthiness.

This card enables you to the Mastercard ID Theft Protection; it keeps track of your social security number, email accounts, and all Mastercard accounts.

In case you lose the card or it gets stolen need not to worry; the customer care representatives are available 24/7 round the clock to assist the users

Our Verdict

Here goes the final verdict for Milestone Gold Mastercard, which is amazingly beneficial for the people who does not want to worry about their credit spending limit running out or for those who want to build up a complete history of their transactions as the transactions are directly reported to the credit bureaus. Also the best part is the security feature it provides. The card has such a strong identity check and they make sure your privacy does not breach in any situation. Also their helpline is available all round the clock for its users. Last but the not least we would recommend this card totally. Trust our word and go for it.

Milestone Credit Card Comparison

Milestone® Mastercard® – Less Than Perfect Credit ConsideredCredit One Bank® Platinum Visa® for Rebuilding CreditFirst PREMIER® Bank Mastercard Credit Card
Annual Fee$35 – $99*$75 intro 1st yr, $99 after$75 – $125 1st yr, $45 – $49 after
Rewards BonusN/AN/AN/A
Rewards RateN/A0 – 1% Cash BackN/A
Purchase Intro APRN/AN/AN/A
Transfer Intro APRN/AN/AN/A
Regular APR24.9%23.99% (V)36%
Editors’ Rating3.531